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Crypto Bitcoins Guide : In order for a currency to effectively perform the money functions required of it, the intrinsic-value of money has to be a commonly held belief by those that use it. In November 2013 the US Senate Committee on Homeland Security & Governmental Affairs acknowledged that virtual currencies are a legitimate means that of payment, an example of such is Bitcoin. Due to the terribly low transaction fees charged by the 'Bitcoin network' it offers a terribly real approach to allow the transfer of funds from migrant workers sending money back to their families while not having to pay high transfer fees currently charged by firms.